General Liability Insurance

General liability insurance throughout Central Pennsylvania.

It doesn’t matter what you do, there are uncertainties and risk involved with operating a business.  We can help to understand those risks, and create a coverage plan that will keep you protected if the worst should happen.

It’s common sense to know that you need insurance for damage to your buildings, staff, vehicles, etc…  Don’t overlook the real need to cover your business from damage to other people and businesses, which could leave you having to pay out a lot of money.

General liability insurance usually covers bodily injury to people and physical damage to properties outside of your business.  There are one-off scenarios that are covered as well, such as loss of data and reputation damage (e.g., if someone on your staff defames someone you do business with.)

General liability doesn’t extend to times when you are being sued for dispensing inadequate professional advice.  That is where Errors and Omissions Insurance (E&O) can help cover that gap from that risk.

If you meet with clients at your place of business or theirs and have physical access to their equipment or premises, then you need general liability insurance.  It also may be a requirement for certain businesses will sign a contract with you.

General liability insurance is a common necessity for most businesses. We can help you to determine a policy that works for your unique business.