You get one chance at retirement. Make sure you build it on a stable foundation.
Retirement planning services throughout Central Pennsylvania.
The one constant in life is change, which is why we employ an active approach to managing your finances and planning.
Retirement is a destination like few others: The days of living life on someone else’s terms have come to a close. You now have the freedom to pursue the life you have always dreamed of, but with this new freedom can come a tremendous amount of fear and uncertainty. Everything you know about life changes once you stop working, which is why it is so important to partner with a professional who understands the retirement landscape.
We believe every retirement should be built on the four pillars of financial success listed below. Each of these pillars, if not carefully considered, can leave you vulnerable at a time when you can least afford it. With the knowledge and experience gained from nearly two decades of planning, we can show you how these pillars will impact your own retirement and help you in building the most secure future possible.
Your income is the engine that powers your retirement dreams. But with Social Security facing financial difficulty and company pensions disappearing, how will you create an income that is both stable and built to last as long as you do? Do you know how to get the most from your Social Security benefits while paying the least in taxes? And how would losses from a stock market decline impact your standard of living? I can answer these questions and more, and help you develop a strategy that not only maximizes your retirement income, but also minimizes the financial risks that could jeopardize it.
Your ideal plan should reflect your goals and attitudes towards risk, otherwise you are set up for financial disaster. With more information and investment options than ever before, making the right choices can seem impossible. Fortunately, I can evaluate where you are today, show you the best options for your future, and develop a plan that balances the risks and rewards you hope to see.
Very few decisions are as critical to a sound retirement plan as those related to health care. How will your finances be impacted by Medicare and the insurance coverages needed to keep you protected? Which health plans are the right fit for your needs? For many seniors, Long Term Care will also become a retirement reality, and the financial impacts can be catastrophic. If you’re feeling overwhelmed and want the knowledge to make the right decisions, call or email to schedule a healthcare consultation.
Your “financial legacy” is the wealth built through the course of your life, so you undoubtedly have very specific wishes for where it should go when you’re gone. Without careful planning though, your legacy can be torn apart by probate and legal fees, court and administrative expenses, and numerous taxes that can be levied against your estate. Our goal is to show you how to protect the things you have for the people you love, and to preserve the financial legacy you leave behind for generations to come.